Linked below is a really nice Op-Ed on Brokerage Accounts as pertains to using in 401(k) Plans. Really like the analogy regarding foolish people on a beach during Hurricane Sandy. The author does a nice job of explaining the issue in a non-technical way. Enjoy.
http://www.employeefiduciary.com/brokerage-windows-in-401k-plans/
A forum to discuss all issues pertaining to qualified retirement plans; including 401(k), profit sharing, defined contribution, defined benefit and employee benefits. Included will be fiduciary responsibility and liability, ERISA Sections 3(21) and 3(38), Fee Disclosure, fiduciary delegation, discretionary trustees, participant education, plan governance, Defined Goal investing, mutual funds, collective funds (CIFs), ETFs, Asset Allocation Models, Target Date/Risk and glide paths.
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